Importance of Life skills along with Basic Education
There is so much into our lives, once we become parents. Parenting is indeed a tough nut to crack, as our upbringing draws the future of our kids. Whether we regret or boast, it all depends upon the social and environmental factors we introduced our kids to. And thus to me, a mom of 3 year old child, what has mattered more in life are the Life skills – values, positive teachings, financial literacy, and creative learnings. To me these skills are more than attaining a Gold medal in Secondary.
Some real life incident’s I have seen :
[I can recall an incident which happened last year during Demonetisation, when few kids we lured to change their valid currency notes in exchange of higher denominations. Unaware of demonetisation, its financial impact, how their families were dealing with the banned currencies, these kids went ahead and exchanged valid currency with the to-be banned ones. A big group of these 8year old kids were cheated.
I’ve seen a very close family of mine being a victim of serious child Psychology. Their child, just 7 or 8years old, had never meant Failure. Throughout all his demands were fulfilled and he was never introduced to any Life struggles, leave struggles, not even a “No”. His one loss in a school match got him locked in his room for more than 5hours. Just imagine, his parents went frenzied for all those hours. ]
But, what are the reason behind such incidents?
When the whole nation was talking, these kids knew nothing of what the finances were, how were they being managed and how not succumb to the fraud. This child had never been taught resilience. He had a weak Psychology and could not accept his simple class-level defeat. Are we conscious of Positive or Aware parenting? Are we giving our children the true life skills while growing up? Are there enough resources to supplement us with these learnings?
Well, these are the objectives of INSYL to improve every child’s future, not by teaching the basic Science and Maths, but by inculcating the real life skills. They are here to deliver true life value’s in the form of beautiful interactive stories. They explain the vital concepts like Developing Confidence and motivation, determination, working on goals, Keeping the focus right, managing Finances and time in the right way.
Being a mama, I have pledged to support INSYL in their crowdfunding campaign towards their endeavour of 3 goals for our young children :
1. Financial literacy for kids :
It is a way of securing their future. Most of the teens (>50%) in their “moving away from family home” are into debt and its impact on health and wellbeing are really dreadful. Today’s youth overspend their income to maintain the grand lifestyle’s, desires and thus they have nearly NIL savings. Some even default on their credit card repayments and thus arises the need of basic financial literacy.
Teaching Financial literacy right from Kindergarten helps kids to manage money in all ways possible. This helps them spend wisely at all times.
What can be our Role as a Parent?
1. Budgeting :
Get your child to prepare small daily budgets, be it a grocery budget or your basic accessories budget. Create situations of allocating and surviving in less budget. This imparts a sense of financial awareness and responsibility. It will always help them slowly, in managing their day-to-day finances. They will be aware of their emergency funds and big spends.
2. Inculcate Savings :
Kids need to know how important it is to save money. Savings can help in getting good credit score. This can in turn help to get better financial options as better Mortgage rates and even other loans easily.
- Start financial literacy as early as kindergarten. At this stage kids love Story books and it is the right time to induce the morals, values by the way of story telling. Get some Financial Literacy story books from INSYL as : Debt Dragon’s Dilemma, Budgeting Badger and more. Refer the image below.
- As kids grow, provide them with hands-on learning opportunities, so they can use their finance skills. Allow them to make their budget and saving plans.
- Parents should discuss family finances with their kids and look out for their suggestions in a healthy way.
- Create separate accounts for Kids, allow them to earn their money and save it.
- Allow them their piggy banks and encourage savings. Show them the worth and power, of what a huge saved amount can get them.
- Create Emergency funds out of their saving and make them aware of how and when to use them. Create challenging situations.
B) Positive Psychology :
It is a science and it is helpful in building a strong character for our kids. A child observes and begins his learning from the family. It is the responsibility of a parent to help their child identify their strengths, accept their weakness and work around them positively. It is we, who can create situations to help them develop grit and resilience. We need to allow them to develop faith and regards towards teamwork and society.The acts of compassion, honesty, gratitude needs to be learnt via day to day experiences.
Negative emotions can never help a child to grow strong mentally and achieve happiness, success and satisfaction in life. Happiness and satisfaction is an art which can be learnt from the environment, social factors and an early the education on these skills.
Positive Psychology helps in :
- Developing positive emotions with the end result, a resilient child full of positive traits.
- It focuses of the strengths of child development which is far away from pampering and hindering kids path towards exploration.
- It enhances kids to take their decisions themselves, let it be wrong and let them fail in their decisions. As a parent, be vigilant and observe, but let them get up from the fall and bounce back to achieve their goals.
- Helps relieve any anxiety or Depression related issues in kids while growing.
- Says Bye to negative emotions and welcomes positive emotions and healthy competitions.
Every child has been bestowed with a special blessing from GOD and life is all about discovering and nurturing that potential. Positive Psychology not just deals with goody things, rather makes you learn how to manage the mess created to turn the lessons into good one! It is an important life skill which needs to be inculcated in the life of kids.
Get it right from the Kindergarten age, go ahead and give your kids these good reads from INSYL, teaching some real basics of Positive Psychology.
C) Enhancing Creativity by the way of Art :
Beginning of arts in early years can help kids in development of their intrinsic qualities as expression of their interests, getting more creative with a better sense of imagination. It also helps a lot in developing Social skills and emotional development. It creates a sense of confidence and self esteem in a child right from the beginning and gives them the scope to develop their own imaginations and thus help scale up cognitive development.
Ready to back INSYL for helping our kids in teaching these very important life skills?
Back the budding great minds for INSYL project on Kickstarter right now. It is indeed what our kids need today to focus more on Life values and Psychology. As of now, they have 4 products :
1. Published Books: (In plan from 2018)
Short interesting Books on Positive Psychology and Financial Education.
2. E books:
Double Paged E-books in Positive Psychology & Financial Education.
3. Audio Books:
Audio-books in Positive Psychology (Minimum 8 minutes) & Financial Education(minimum 3 minutes)
4. Study Guides:
Study Guides for Positive Psychology & Financial Education has 15 pages
INSYL is also working on their app and interesting memberships will be announced soon. So get ready, give a thumbs up to their project for our little ones and read out loud some of the E-Books you get in reciprocation. Give them a shout out!
Happy Building Life skills in Kids!